Verification Engine
Automated VOE, VOI and VOD with AI extraction from paystubs, W-2s, tax returns and bank statements.
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The CliQloan platform
CliQloan is built as three connected modules that share one loan file. Verification Engine confirms what a borrower has stated. Disclosure Hub gets the right documents to the right person at the right time. Compliance Monitor checks the whole file continuously against investor and regulatory rules. Nothing has to be re-keyed between them.
Disclosure Hub
Generate, deliver and track TRID, RESPA and ECOA disclosures with a complete digital evidence log.
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Compliance Monitor
Continuous rule checks against CFPB, FHA, Fannie Mae and Freddie Mac standards on every loan file.
Explore Compliance MonitorOne loan file, three modules
Most lending stacks treat verification, disclosure and compliance as separate systems. Data gets entered in one, re-keyed into another, and reconciled by hand at the end. CliQloan runs all three against the same loan file, so a value confirmed once is available everywhere it is needed.
What each module does
Verification Engine
Confirms what a borrower has stated. Pulls verified employment, income and asset data from source networks where a connection is available, and extracts structured data from paystubs, W-2s, tax returns and bank statements where documents are the only source. Every extracted value is cross-checked against the rest of the file.
Disclosure Hub
Gets the right documents to the right person at the right time. Generates initial and revised disclosures from validated loan data, tracks e-sign completion and delivery, and records what was sent, when, and who acknowledged it.
Compliance Monitor
Checks the whole file continuously against investor and regulatory rules rather than in a single pass before closing. Exceptions can be assigned, tracked and resolved inside the platform, with resolutions written to an audit log.
Why the modules are connected
A verified income figure from Verification Engine feeds disclosure generation and the compliance rule engine without being entered a second time. A disclosure event recorded in Disclosure Hub is visible to Compliance Monitor as evidence. Nothing has to be re-keyed between them, and there is one audit trail rather than three.
See the platform on a real file
Schedule a demoInsights on mortgage operations
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Mortgage Document Collection: How to Stop Asking Twice
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Mortgage Team Collaboration: One Shared Loan File
How brokers, MLOs and processors lose time to disconnected systems, and what a single shared loan file changes.